Your privacy is important to Crossroad Solutions, owner of this web site, (referred to as "we" or "us in this policy) and the purpose of this policy is to tell you what personal information we collect about you, how we use it, whether we disclose it to anybody else, how long we keep it, and how you can request access to your personal information or obtain more information about Crossroad Solutions privacy policies.

Personal Information: Personal information means any information about you except your name, business title, business address, business e-mail address, business telephone number or business facsimile number. It also does not include your home address and telephone number if these are published in a telephone or other directory.

Accountability

We are responsible for the personal information under our control and our credit application forms are on secure sockets layer. An encrypted link between our server and your browser. All communication will remain confidential. We have designated a "PRIVACY OFFICER" who is responsible for our compliance with this policy and with privacy legislation. However all information received by a dealership is under the policy of that dealership once it leaves our site. If you wish to contact our "PRIVACY OFFICER", you can do one of the following:

What Personal Information do we collect?

When you purchase products or services from us, or when you fill out a credit application form or if you participate in one of our surveys, contests, or promotions, or if you contact us ,we may collect some or all of the following personal information:

Provision of your Social Insurance Number is optional. However, you should be aware that most Credit Reporting Agencies use the Social Insurance Number as a unique identifier to ensure proper identification when conducting credit reviews and preparing credit reports. If you do not wish to provide your Social Insurance Number, our ability to obtain a timely and accurate credit report may be affected.

The Security of your Personal Information is Important to Us

We use your personal information only for the purposes identified below and access to your personal information is limited to those employees of Crossroad Solutions who need to have access to it.

How do we use your Personal Information?

Your personal information may be used by us to provide products and services to you such as: to obtain a credit report for opening an account with us. To provide you with updates and information regarding products and services that we have to offer and which we think will be of interest to you.

Sometimes we have to Share your Personal Information with Others

We do not sell your personal information to third parties. We may share some or all of your personal information with third parties such as the providers of products or services relating to your marketing needs, car dealerships, credit reporting agencies, financial institutions or financing companies. We may also disclose your personal information where we are required or permitted by law to do so.

How Long do we keep your Personal Information?

We retain your personal information as long as we believe that you are still in need of our services. If there are legal requirements relating to the period of time which we must retain your personal information, we comply with those requirements. All applications are transfered to the appropriate dealership.

What can you do if you want to limit the use to which we put Your Personal Information?

Most of the personal information which we collect is necessary for us to provide products and services related to your business, and we cannot do this without that personal information. If you do not want us to use or disclose your personal information in a particular way, please contact our PRIVACY OFFICER as described above and we will be pleased to discuss with you how we can limit collection, use or disclosure of your personal information.

You can Request Access to Your Personal Information

You have a right to access the personal information, which we have, about you and to request that personal information, which you believe to be inaccurate, be corrected. If you wish to access your personal information you should contact our PRIVACY OFFICER who will be pleased to assist you.

Questions? Concerns?

If you have any questions or concerns about this Privacy Policy or about the collection, use and disclosure of your personal information by Crossroad Solutions please contact our PRIVACY OFFICER as set out at the beginning of this policy and we will try to address your concerns.